gini tales: From big spender to big saver, Annette finally gets her dream house!
Annette is trying and failing to save for a new house. It’s not like she’s addicted to shopping or anything – ok, maybe just a little – but the main problem is that with so many accounts and cards all over the world, it’s impossible...
All you need to know about red packets—A Chinese New Year Lifesaving 101 Guide for Expats
Among all Chinese festivals, the Lunar New Year is the most widely celebrated one that you cannot miss. In such an important time of the year, you definitely want to impress your Chinese friends and colleagues by showing them how much you...
Get the SHEET done for 2020 — Make your financial resolutions work this time
Tick tock tick. Less than 10 days and it will be the new year—2020. Time to make new year’s resolutions? No, put your pens down. Take a look at the list you wrote a year ago and you’ll see. What you are going to write this year is pretty...
Take Control of Your Budget Again—5 Rules to Make Your Budget Plan Actually Work
Name the 10 most common new year’s resolutions and this one is definitely on the list: save more money / spend less money. Every year you tell yourself, “I will make a better budget plan,” yet years go by and you’re only left with more debts and...
True Story—This App Keeps My Finances in Check!
We all agree that the bank should be a promising place to keep our money safe. Even though you would not expect your money to grow at a high rate sitting there compared to other kinds of investment, neither would you expect it to shrink. But has...
Holy SHEET!—The Ultimate Smart Sheet to Level Up Your Finance Skills
Want to become a financial expert? You’ve come to the right place! Do you like the control of using a spreadsheet to manage your personal finances? No matter if you are a beginner looking, to upskill your finance game or a savvy financial expert...
New gini WhatsApp notifications—for hidden bank charges and credit card tracking
For the many transactions and credit card bills you can hardly keep track of – and the hidden bank fees you can hardly make sense of, the brand new WhatsApp Power-up is here. Keep track of your money with Smart Notifications through your...
Expense it—Corporate credit cards for your startup business
Are you filing a Profits Tax Return for the first time this year? Tax season is a crucial time for new business owners to review their savings accounting systems and see if there are any gaps in record-keeping that they can patch up for more...
The Ultimate Guide to Backpacking—5 Tips to Tour the World
“It’s nearly impossible to take leave for a long trip after graduation!’ Rooted in the minds of many, this perception drove many college students into making use of their university years in touring the world. One of the most sought-after plans...
A Complete Relocation Guide for Hongkongers – Top 4 Countries to Migrate
Another wave of migration has arrived in Hong Kong since 1997. According to a survey conducted by Midland Holdings, over 40% of respondents have migration plans. Queries about migration application and details have also surged in the past months....
Plan It Out Not Save It Out – A Simple Budget Plan to Achieve Early Retirement
Instead of a blessing, retirement sounds more like a source of anxiety, let alone save money for the future. Especially for those who struggle to make ends meet. It is indeed a tough task to budget for the days you don’t see yet. But...
Save Money Properly for Your Property – A Budget Plan to Win a Flat
Randomly ask a Hongkonger for the top 5 dreadful problems they are facing right now. To save money for getting a property is probably on the list. Being one of the wealthiest places in the world, Hong Kong is where people struggle the most to...
Survey Reports One-third of Hongkongers Spend More than HK$6,000 on Subscription Services
Hong Kong is one of the most expensive cities in the world. Many residents have to work really hard just to pay for their monthly rent, and it takes up to 21 years of saving (without spending a single dollar) to be able to afford a home in the...
5 Payroll Bank Accounts that You Need to Know
Most employees are familiar with the concept of a payroll bank account, and most of us may simply choose to open one at a bank that you already use. But if you’re interested (and you should be) in earning more cash dollars, interest, or even...
